The primary authentication method for a user account is rarely the only way to access that account. Accounts can often be ac- cessed through other accounts, using recovery methods, password managers, or single sign-on. This increases each account’s attack surface, giving rise to subtle security problems. These problems cannot be detected by considering each account in isolation, but require analyzing the links between a user’s accounts. Furthermore, to accurately assess the security of accounts, the physical world must also be considered. For example, an attacker with access to a physical mailbox could obtain credentials sent by post. Despite the manifest importance of understanding these interre- lationships and the security problems they entail, no prior methods exist to perform an analysis thereof in a precise way. To address this need, we introduce account access graphs, the first formalism that enables a comprehensive modeling and analysis of a user’s entire setup, incorporating all connections between the user’s accounts, devices, credentials, keys, and documents. Account access graphs support systematically identifying both security vulnerabilities and lockout risks in a user’s accounts. We give analysis algorithms and illustrate their effectiveness in a case study, where we automati- cally detect significant weaknesses in a user’s setup and suggest improvement options.